Everybody owns a car these days because of the freedom to travel it provides. And everybody is also aware of the dangers that are associated with the vehicle, breakdowns and accidents are common occurrence and it can also meet with theft. So, in order to protect the cherished vehicle it becomes pertinent to have the car insured. And car insurance cover is the pre-requisite for availing car insurance and almost all of us need to obtain.
Usually there are three variations of these covers comprehensive cover policy, third part fire and theft and third part cover. The comprehensive cover policy is one of the most elaborate one and covers all the aspects of the damage done to your car as well as other vehicles that incidentally get damaged by your car as well. This way you remain assured and can drive with free mind but you should not intently damage other cars thinking you won’t suffer the financial implication. This cover comes quite expensive and is associated with higher premiums.
Third part fire and theft is primarily concerned with the damages done to other vehicles through your car. This cover does not include the accidental damages done to your car. However, if your car suffers from theft or fire then it can adequately be compensated. These insurance covers are best for those who can not or are not willing to shell out a hefty sum as premium against the insurance covers.
Third Part cover pays for the damages done to other vehicles and your car is not protected against any damage, fire, accidents or thefts. These covers are the cheapest among the three and also the most popular ones. Third part car insurance cover is best suited for small vehicles. You can avail the appropriate car insurance cover through various channels, of which the online route is the most suitable and preferred one. You can gain comprehensive knowledge about the cost, coverage and other related issues through plenty of websites that deal with these primary insurance covers. So, if you have purchased a car and you crave for financial protection against any damage done to your car then the first step to this starts with car insurance covers.